Interest rates

Effective as from April 1, 2013.

Credit Balances

The TD Direct Investing International  cash account pays interest depending upon currency and amount held in the sub-accounts. Rates are subject to change depending upon the evolution of the Money Market.

€ 0-1,000 € 1,001-10,000 € 10,001-50,000 € 50,001+
EUR 0.000% 0.000% 0.000% 0.000%
USD 0.000% 0.000% 0.000% 0.000%
GBP 0.000% 0.000% 0.000% 0.000%
CAD 0.000% 0.000% 0.000% 0.000%
AUD 0.000% 0.100% 0.600% 0.900%
HKD 0.000% 0.000% 0.000% 0.000%
SGD 0.000% 0.000% 0.000% 0.000%
SEK 0.000% 0.000% 0.000% 0.000%
CHF 0.000% 0.000% 0.000% 0.000%

Click here for our rates effective as from June 1, 2013.

Credit interest will be accrued daily and will be credited to your account on a quarterly basis.


Debit Balances

Debit interest will be charged for debit balances in each sub-account, not-withstanding the total net balance of a client's holdings with the Bank.

Overdraft rate Credit lombard rate
EUR 10.20% 6.65%
USD 10.40% 6.80%
GBP 10.60% 7.10%
CAD 11.30% 7.80%
AUD 13.30% 9.75%
HKD 10.40% 7.80%
SGD 10.40% 7.90%
SEK 11.25% 9.00%
CHF 10.10% 6.60%

Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub-account balances.

Open an Account

Apply online now